Looking to buy or refinance a farm or agricultural land?
We have access to some of the most competitive farm mortgages, with up to 75% LTV

Farm Mortgages

If you’re purchasing a farm or agricultural land, through our specialist farm and agricultural finance brand Finance for Agriculture we’re able to broker some of the most competitive rates for UK ruaral businesses.

Finance for Agriculture has extensive experience and knowledge when it comes to farm mortgages, whether it’s for a smallholding or a large estate.

Introducing Finance for Agriculture

Finance for Agriculture is the agricultural and rural enterprise finance brand of Wattsford Commercial Finance.

Our Founder and Owner, Andrew Wattsford, has worked on farms in Northumberland and Scotland giving him a thorough understanding of the challenges faced by the rural community. In addition, he has worked for leading agricultural merchants in both Lincolnshire and Northumberland.

For more information on farm mortgages, please visit the Finance for Agriculture website.

Farm mortgages are typically used to

• Buy land
• Buy, extend or renovate owner-occupied premises

• Release equity to support farm-related activities such as diversification

Some benefits of using us

In addition to property valuations, building insurance, and legal support, we offer a wide range of additional services. For information on this, please see our Business Support Services and Trusted Partner Network.

Our business support and brokerage services include fully packaging and submitting your lending application proposal in addition to ensuring the most competitive rates and terms. We will ensure that your mortgage application is prepared quickly and efficiently. At the same time, we will keep you updated on your application’s progress in order that funds are available in the shortest possible time.

Our offer

Tailored Commercial Mortgage Support

Through our Tax Reclaims and Business Starts brands, we’re able to offer both Capital Allowances Tax Relief and government-backed start-up loans.

• Capital Allowances Tax Relief can offset the hidden expenditure in refurbishing your property. Typically, this includes elements such as air conditioning, wiring, heating, lighting and security systems – essentially everything that would remain in the building if you tipped it upside down! For more information on Capital Allowances Tax Relief (external link to Tax Reclaims)

• A government-backed Start Up Loan through the British Business Bank may be available provided that you’re either a start-up or the business has been trading for less than 3 years. For more information on Government backed start up loans (external link to Business Starts)

Whatever your property finance requirements, we offer a free, impartial, and confidential initial consultation and will quickly assess your funding options.