Self Build Mortgages

Self Build Mortgages | Wattsford Commercial Finance

Self Build Mortgages

We work with lenders who offer Self Build Mortgages.

Our Lenders will consider unusual, traditional and modern methods of construction and don’t have a ‘tick in the box’ approach to assessing projects.

Typically, self build mortgages will have a maximum 75% loan to final valuation which will include the cost of buying the land and all build costs with funds being released retrospectively on a satisfactory inspection by approved Building Control Inspectors.

Funds are typically released in 5 development stages

  • Land Purchase
  • Footings and Foundations Stage
  • Construction of the walls (Wall Plate Level)
  • Roofed In
  • Internal/Final Completion

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